A title search or title exam is where a title searcher exams the county records to check who the current owners are, what liens or title defects might apply to the property, and produces a title opinion letter or title commitment, in case title insurance is requested, disclosing the state of the title to the real property.
A title exam is important because it ensures that liens and title defects are disclosed to the buyer or lender, so that they can be cleared by the time of closing.
We regularly complete title searches in Maysville, Mason County; Flemingsburg, Fleming County; Vanceburg, Lewis County; Mount Olivet, Robertson County; Lexington, Fayette County; and other counties throughout the State of Kentucky. Check out our Service Area for more or contact us.