Your closing is where the deed; mortgage and note, if a lender is involved; settlement statements or closing disclosures; and other required documents are signed to effectuate the purchase and transfer of the real property.
There are many benefits to having a title company assist with your closing. We will normally prepare the required documents or make sure they are delivered for signing at closing.
If you are going through a mortgage lender, you have the right in the State of Kentucky to choose your own title company. Just give them our information or let us know who you are working with in our title request form so we can reach out to them and let them know your preference.
Even a simple cash closing benefits from title company involvement. We can help prepare the necessary deed, prorate property taxes, and provide escrow services, like the payoff of a mortgage loan.